I was speaking with a client who attended an event, at a local hotel, where out-of-towners were offering to buy your gold and silver. She only had silver to sell, and was offered $7.00 per ounce!
Take a look at silver prices today: $33.38 per ounce. Now sterling silver is 92.5% silver, and a dealer will pay you less than market value, but don't get ripped off. Reputable silver dealers are paying up to 75 and 90% of silver value.
Don't be afraid to sell, just be cautious and educated.
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